Shopee 9.9 Sale & Credit Card Insights

1. Is the Shopee 9.9 Sale offering an iPhone 15 256GB for only Php 999?

No, the advertised "Php 999 iPhone 15 256GB" is likely a clickbait or scam. Shopee sales often feature discounts, but such an extreme price for a premium smartphone is unrealistic. Always verify deals through official channels and check seller ratings before purchasing.

2. Why do some people dislike American Express (Amex) cards?

While Amex offers premium perks, some merchants reject it due to higher processing fees. Users may also dislike its limited acceptance globally, annual fees, or strict approval requirements compared to Visa/Mastercard. However, rewards like those on the Amex Gold Card attract loyal spenders.

3. How can I get the best credit cards in 2025?

To secure top-tier cards (e.g., Amex Gold): (1) Maintain a high credit score (700+), (2) research cards matching your spending habits, (3) leverage pre-approved offers, and (4) negotiate fees/benefits. Watch unboxings/reviews (like the 2025 Amex Gold unboxing) to compare features before applying.